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Welcome to the StickmenMoney blog! Here you’ll find personal finance tips for beginners to help you save more, invest smarter, and build real wealth. Whether you’re just starting your financial journey or optimizing your strategy, these guides break down complex money topics into simple, actionable steps.
Don’t forget to join our newsletter (go to home page) and subscribe to my YouTube channel to stay updated with new posts and videos, and to get your free personal finance tracker!
Blog Posts – Personal Finance Tips for Beginners

The 10 Financial Habits Millionaires Have in Common (That Anyone Can Copy)
What if building wealth wasn’t about luck, inheritance, or a six-figure salary — but about a handful of repeatable habits that anyone could adopt starting today? Most people assume millionaires got there through some combination of the right connections, the right timing, or a lightning-bolt business idea. But study after study tells a different story….
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Welcome to the StickmenMoney blog! Here you’ll find personal finance tips for beginners to help you save more, invest smarter, and build real wealth. Whether you’re just starting your financial journey or optimizing your strategy, these guides break down complex money topics into simple, actionable steps.
Don’t forget to join our newsletter (go to home page) and subscribe to my YouTube channel to stay updated with new posts and videos, and to get your free personal finance tracker!
Blog Posts – Personal Finance Tips for Beginners

10 Things Millionaires Believe About Money (That Most People Never Learn)
What if the gap between you and the people quietly building real wealth has almost nothing to do with their salary? What if it isn’t the six-figure job, the lucky stock pick, or the rich uncle who left them a check? Here’s the uncomfortable truth: most millionaires aren’t smarter than you. They don’t work harder…
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Welcome to the StickmenMoney blog! Here you’ll find personal finance tips for beginners to help you save more, invest smarter, and build real wealth. Whether you’re just starting your financial journey or optimizing your strategy, these guides break down complex money topics into simple, actionable steps.
Don’t forget to join our newsletter (go to home page) and subscribe to my YouTube channel to stay updated with new posts and videos, and to get your free personal finance tracker!
Blog Posts – Personal Finance Tips for Beginners

10 Financial Decisions That Separate People Who Hit $1M From Those Who Don’t
What’s the actual difference between someone who retires with $1 million and someone who retires with almost nothing? Is it income? Intelligence? A lucky inheritance? Probably not what you think. Research from the Federal Reserve’s Survey of Consumer Finances consistently shows that most millionaires are ordinary people — teachers, engineers, nurses, mid-level managers — who…
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Welcome to the StickmenMoney blog! Here you’ll find personal finance tips for beginners to help you save more, invest smarter, and build real wealth. Whether you’re just starting your financial journey or optimizing your strategy, these guides break down complex money topics into simple, actionable steps.
Don’t forget to join our newsletter (go to home page) and subscribe to my YouTube channel to stay updated with new posts and videos, and to get your free personal finance tracker!
Blog Posts – Personal Finance Tips for Beginners

What School Never Taught You About Money (And How To Actually Get Ahead)
How many years did you spend in school? Twelve? Sixteen? Twenty if you went the PhD route like I did. Now answer this — how many of those years included a single class on how compound interest actually works, why your paycheck is taxed differently than your neighbor’s small business, or what an “asset” really…
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Welcome to the StickmenMoney blog! Here you’ll find personal finance tips for beginners to help you save more, invest smarter, and build real wealth. Whether you’re just starting your financial journey or optimizing your strategy, these guides break down complex money topics into simple, actionable steps.
Don’t forget to join our newsletter (go to home page) and subscribe to my YouTube channel to stay updated with new posts and videos, and to get your free personal finance tracker!
Blog Posts – Personal Finance Tips for Beginners

Financial Roadmap for Your 40s – 5 Money Moves That Separate the Wealthy from the Worried
Your 40s are the decade where the scoreboard lights up. Every financial decision you’ve made up to this point — the good ones, the ones you’d rather forget, and the ones you kept putting off — all of it is starting to show up in your net worth, your retirement balance, and the quiet anxiety…
