• Welcome to the StickmenMoney blog! Here you’ll find personal finance tips for beginners to help you save more, invest smarter, and build real wealth. Whether you’re just starting your financial journey or optimizing your strategy, these guides break down complex money topics into simple, actionable steps.

    Don’t forget to join our newsletter (go to home page) and subscribe to my YouTube channel to stay updated with new posts and videos, and to get your free personal finance tracker!


    Blog Posts – Personal Finance Tips for Beginners

    10 Things Millionaires Believe About Money (That Most People Never Learn)

    10 Things Millionaires Believe About Money (That Most People Never Learn)

    What if the gap between you and the people quietly building real wealth has almost nothing to do with their salary? What if it isn’t the six-figure job, the lucky stock pick, or the rich uncle who left them a check? Here’s the uncomfortable truth: most millionaires aren’t smarter than you. They don’t work harder…

  • Welcome to the StickmenMoney blog! Here you’ll find personal finance tips for beginners to help you save more, invest smarter, and build real wealth. Whether you’re just starting your financial journey or optimizing your strategy, these guides break down complex money topics into simple, actionable steps.

    Don’t forget to join our newsletter (go to home page) and subscribe to my YouTube channel to stay updated with new posts and videos, and to get your free personal finance tracker!


    Blog Posts – Personal Finance Tips for Beginners

    10 Financial Decisions That Separate People Who Hit $1M From Those Who Don’t

    10 Financial Decisions That Separate People Who Hit $1M From Those Who Don’t

    What’s the actual difference between someone who retires with $1 million and someone who retires with almost nothing? Is it income? Intelligence? A lucky inheritance? Probably not what you think. Research from the Federal Reserve’s Survey of Consumer Finances consistently shows that most millionaires are ordinary people — teachers, engineers, nurses, mid-level managers — who…

  • Welcome to the StickmenMoney blog! Here you’ll find personal finance tips for beginners to help you save more, invest smarter, and build real wealth. Whether you’re just starting your financial journey or optimizing your strategy, these guides break down complex money topics into simple, actionable steps.

    Don’t forget to join our newsletter (go to home page) and subscribe to my YouTube channel to stay updated with new posts and videos, and to get your free personal finance tracker!


    Blog Posts – Personal Finance Tips for Beginners

    What School Never Taught You About Money (And How To Actually Get Ahead)

    What School Never Taught You About Money (And How To Actually Get Ahead)

    How many years did you spend in school? Twelve? Sixteen? Twenty if you went the PhD route like I did. Now answer this — how many of those years included a single class on how compound interest actually works, why your paycheck is taxed differently than your neighbor’s small business, or what an “asset” really…

  • Welcome to the StickmenMoney blog! Here you’ll find personal finance tips for beginners to help you save more, invest smarter, and build real wealth. Whether you’re just starting your financial journey or optimizing your strategy, these guides break down complex money topics into simple, actionable steps.

    Don’t forget to join our newsletter (go to home page) and subscribe to my YouTube channel to stay updated with new posts and videos, and to get your free personal finance tracker!


    Blog Posts – Personal Finance Tips for Beginners

    Financial Roadmap for Your 40s – 5 Money Moves That Separate the Wealthy from the Worried

    Financial Roadmap for Your 40s – 5 Money Moves That Separate the Wealthy from the Worried

    Your 40s are the decade where the scoreboard lights up. Every financial decision you’ve made up to this point — the good ones, the ones you’d rather forget, and the ones you kept putting off — all of it is starting to show up in your net worth, your retirement balance, and the quiet anxiety…

  • Welcome to the StickmenMoney blog! Here you’ll find personal finance tips for beginners to help you save more, invest smarter, and build real wealth. Whether you’re just starting your financial journey or optimizing your strategy, these guides break down complex money topics into simple, actionable steps.

    Don’t forget to join our newsletter (go to home page) and subscribe to my YouTube channel to stay updated with new posts and videos, and to get your free personal finance tracker!


    Blog Posts – Personal Finance Tips for Beginners

    Your Financial Roadmap for Your 30s: The Decade That Makes or Breaks Your Wealth

    Your Financial Roadmap for Your 30s: The Decade That Makes or Breaks Your Wealth

    Your 20s were for figuring things out. Your 30s? They’re for building. The decisions you make this decade will echo for the next 30 years. That’s not an exaggeration. The gap between someone who gets financially serious at 30 versus 40 is measured in hundreds of thousands of dollars — sometimes millions. So if you’re…